The cat or dog is one of the most loved animals in a household and when you have to visit the vet it can be very costly. If you don’t already know how much you’re spending on vets bills every year, then it can soon add up. And if you have more than one cat or dog it can add up to a lot. The good news is that now you can find Low Cost Vet Insurance that will cover the cost of veterinary treatment for your pets and that means that they can come to the vets in style without breaking your budget.
One of the most common ailments experienced by cats and dogs is Asthma. When a cat or dog suffer with this disease they can suffer immensely and if left untreated it could result in death. Asthma is caused by the inflammation of the airways and as more pressure is built up against them it can cause the airways to swell, which causes the symptoms such as coughing, wheezing and breathlessness. When this happens it’s important to visit the vet straight away and get the problem diagnosed so that it can be treated efficiently. One of the most common treatments is to give your pet steroid tablets which although effective, can be expensive as they must be taken on a regular basis, usually once or twice a day, for the rest of the life, and there are some bad reviews stating that this can actually make the condition worse.
A cheaper way is to go for Low Cost Vet Insurance which is specifically aimed at cat and dog owners so that they don’t need to worry about the price of treatment, and can focus on getting treatment done. With Low Cost Vet Insurance you’ll receive regular health checks from your vet, free advice on keeping fit, vaccinations and also financial help towards the costs of treatment which can really help out when you have an emergency. Some policies will cover costs only up to a certain amount, usually around a third of the cost of treatment. However, if you need help finding a policy that offers the right level of cover at the right price, then the best place to look is online where you can find lots of unbiased advice and compare Low Cost Vet Insurance quotes from different companies side by side. You can also make a special claim if you’ve had your pet put to sleep as a result of an accident or illness.
If you have a vet who you feel is rude to you or who doesn’t listen when they have a chat with you regarding their services, then it may be time to consider replacing them with someone who is more professional. It’s easy to come across unprofessional vets on the internet and you could just pick the cheapest option, but this could end up costing you far more in the long run, particularly if your pet requires regular visits to the vets due to sickness. One example of this would be if your pet gets cataracts, then you might wish to choose a Low Cost Vet Insurance policy where you pay out each time your pet visits the vet, rather than a lump sum payment for all services. This way you’ll have peace of mind knowing that you’re not paying over the odds for low quality care.
Low Cost Vet Insurance policies often include many extras such as annual immunizations, heart worm testing, x-rays, yearly appointments for vaccinations, grooming services and even dental care. However, it is worth checking what’s included on your policy, because some policies will only cover for specific problems that you bring about yourself. For example, some policies will only cover for ear infections if your pet is a dog and not a cat or vice versa. If you have both dogs then you would need two policies.
Another way you can save yourself money and reduce waiting time for your pet is to go for an ‘all-inclusive’ package. Although this is great value for money, it does mean that you’re required to pay for things within a certain time period. Some policies are good for 6 months or longer, whereas others will offer a refund if the waiting time is longer. For many pets, that waiting time can be anywhere between one to two weeks, so if you’re on a tight fixed budget, then consider how long you can wait before your pet is back in your arms. If you do choose an all-inclusive policy, make sure that you are still able to claim for your vaccinations, since policies can only be claimed up to the day your pet is sent home with their booster shots.